{"id":189,"date":"2024-08-29T15:26:53","date_gmt":"2024-08-29T15:26:53","guid":{"rendered":"https:\/\/www.aviondentaldallas.com\/blog\/?p=189"},"modified":"2024-08-29T15:26:54","modified_gmt":"2024-08-29T15:26:54","slug":"guide-to-deductibles-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.aviondentaldallas.com\/blog\/2024\/08\/29\/guide-to-deductibles-dental-insurance\/","title":{"rendered":"Deductibles for Dental Insurance: A Basic Guide"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"168\" src=\"https:\/\/www.aviondentaldallas.com\/blog\/wp-content\/uploads\/2024\/08\/Man-signing-paperwork-on-clipboard-300x168.jpg\" alt=\"Man signing paperwork on clipboard\" class=\"wp-image-190\" srcset=\"https:\/\/www.aviondentaldallas.com\/blog\/wp-content\/uploads\/2024\/08\/Man-signing-paperwork-on-clipboard-300x168.jpg 300w, https:\/\/www.aviondentaldallas.com\/blog\/wp-content\/uploads\/2024\/08\/Man-signing-paperwork-on-clipboard-768x430.jpg 768w, https:\/\/www.aviondentaldallas.com\/blog\/wp-content\/uploads\/2024\/08\/Man-signing-paperwork-on-clipboard.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure>\n<\/div>\n\n\n<p>As the last quarter of 2024 is drawing near, many people are thinking about shopping for insurance in the new year. If you are in the market for a new dental policy, you may have come across some unfamiliar terms, such as \u201cdeductible.\u201d What exactly are <a href=\"https:\/\/www.aviondentaldallas.com\/insurance.html\">dental insurance<\/a> deductibles, and what should you know about them? This blog post explains some important information.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What Is a Deductible?<\/h2>\n\n\n\n<p>Essentially, a deductible is the amount you must pay out-of-pocket before your insurance plan kicks in to cover certain services. For example, your policy may cover 80% of the cost of basic restorative services, like fillings. However, if you have not yet paid your annual deductible, you might have to meet that <em>and <\/em>pay 20% of the remaining cost of your treatment.<\/p>\n\n\n\n<p>Here are a few key points to remember about deductibles:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>They usually come with PPO plans, but they are less common for DHMO plans.<\/li>\n\n\n\n<li>You only have to pay your deductible once a year.<\/li>\n\n\n\n<li>Dental insurance deductibles are often in the range of $50 &#8211; $100.<\/li>\n\n\n\n<li>Deductibles usually apply regardless of whether you visit an in-network or out of network dental practice. However, overall fees tend to be lower at in-network practices.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Individual and Family Deductibles<\/h2>\n\n\n\n<p>What if more than one person is covered on your insurance plan? You might have both an individual deductible and a family deductible.<\/p>\n\n\n\n<p>Imagine that your individual deductible is $50, and your family deductible is $150. You, your spouse, and one of your children may each have to meet a $50 deductible. Those three payments together amount to your family deductible, so if you have any additional family members on your plan, they may not have to pay any deductible at all.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are Any Services Exempt from Deductibles?<\/h2>\n\n\n\n<p>Some insurance companies do not enforce a deductible for certain services. Often, preventive services like cleanings, exams, and routine X-rays are 100% covered and are exempt from other fees. You may be able to receive basic care for absolutely nothing out of pocket!<\/p>\n\n\n\n<p>Dental insurance terminology can be confusing at times. If you have questions about deductibles or other aspects of your policy, your dental team may be able to assist you.<\/p>\n\n\n\n<p><strong>Meet the Practice<\/strong><\/p>\n\n\n\n<p>Avion Dental &amp; Orthodontics proudly serves families in the Dallas community. We offer a broad range of treatments for patients of virtually all ages. We happily accept insurance, and we are in-network with many popular plans, including Delta Dental, BlueCross BlueShield, and more. If you would like to learn how we can help you maximize your benefits, <a href=\"https:\/\/www.aviondentaldallas.com\/contact.html\">reach out to our friendly team<\/a> at 972-807-9887.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As the last quarter of 2024 is drawing near, many people are thinking about shopping for insurance in the new year. If you are in the market for a new dental policy, you may have come across some unfamiliar terms, such as \u201cdeductible.\u201d What exactly are dental insurance deductibles, and what should you know about [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-189","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Deductibles for Dental Insurance: A Basic Guide<\/title>\n<meta name=\"description\" content=\"What are deductibles for dental insurance, and what should you know about them? 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