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3 Things Covered By Your Child’s Dental Insurance

October 21, 2022

Filed under: Uncategorized — aviondental @ 12:23 am

Young boy at dentist for dental checkupChildren across the country are back in the classroom and getting excited about the upcoming holidays, which means life is probably pretty busy. Although your days are a little more hectic, don’t forget to schedule your child’s semi-annual cleaning and checkup. At the end of the year, children’s dental insurance coverage resets. Don’t miss your chance to use their benefits to keep their smile healthy.

Benefits of Early Dental Care

Brushing and flossing aren’t enough to keep your little one’s teeth and gums healthy. By their first birthday, they should begin seeing a dentist every 6 months for a cleaning and checkup. Their dentist will monitor their oral health to detect anything concerning while it’s small. Early diagnosis and treatment will prevent the issue from worsening to preserve their natural smile and avoid complex procedures later. Not to mention, it teaches your child the importance of oral health to build healthy habits that can last for a lifetime.

Your child’s dental insurance makes it easy and affordable to maintain their cleanings and checkups. Although every plan differs, most policies for children include:

1. Semi-Annual Cleanings and Checkups

Most plans allow your child to have a cleaning and checkup every 6 months after a copayment. A dental hygienist will clean their teeth and take digital X-rays, which are also covered in their plan. Their dentist has a complete picture of their mouth. They’ll check for any abnormalities to promote their dental health and development.

2. Fluoride Treatments

Fluoride is known as “nature’s cavity fighter” because it’s proven to strengthen enamel to make it more resistant to decay. Although tooth decay can occur in anyone, children are most at risk because they don’t have they don’t use the best brushing and flossing techniques. Fluoride varnish is a simple solution to safeguard their smile from cavities. It’s painted on their teeth and absorbed into the enamel for a quick, pain-free treatment.

3. Dental Sealants

A sealant is a plastic coating applied to cavity-prone areas, like the chewing surfaces of molars. This creates a barrier between the enamel and cavity-causing bacteria. Although they aren’t always covered by insurance for adults, they are routinely included in children’s plans because research has found they can reduce the risk of decay by 80%.

If their dentist finds a cavity or another issue, your child’s insurance can cover up to 80% of the expense after meeting the deductible. You won’t have to worry about a large bill to restore their dental health.

Don’t Wait Until It’s Too Late

Dental insurance benefits expire at the end of the year. You aren’t reimbursed for your premiums or deductible, and nothing will accumulate. Don’t wait until it’s too late. Schedule your child’s cleaning and checkup today.

About Dr. Daniela Canales

Dr. Canales is a bilingual dentist who achieved her dental degree at the Texas A&M College of Dentistry. She regularly continues her education to provide advanced services for patients of all ages, including children. Contact our office today to request an appointment.

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